Final expense insurance
Leave them memories. Not bills.
A small life insurance policy can pay for your funeral and final bills, so your family doesn't have to. Answer a few easy questions. One friendly agent gets back to you with a real price.
Who would you like to cover?
Koala Coverage is a free service, not an insurance company. We connect you with one licensed agent.
Our promise to you
- One person, not a call center
- We never pass your details on
- Honest help, no pushing
- Text STOP anytime
The basics
What is final expense insurance?
It's a simple policy with one job: making sure your family isn't left with the bills.
It lasts for life
It's a type of whole life insurance. It stays in place for the rest of your life, as long as you keep paying.
The price usually stays the same
On many policies, what you pay each month never goes up. Your agent will check this for you.
Usually no medical exam
Most policies just ask a few health questions. Your agent will tell you what to expect.
Why people get it
One less thing for your family to worry about
The money goes to your family
It's paid to the person you choose. They can use it for the funeral, bills or anything else.
One person, no pushing
One licensed agent gets in touch the way you choose. You take your time.
Straight answers
Your agent explains the price, how much you're covered for and any waiting period, in plain words.
Three easy steps
Here's how it works
Answer a few questions
It takes about a minute on your phone. No account. No forms.
Hear from one agent
One licensed agent texts or calls you, at the time you picked. They'll ask a few health questions, so your price is real.
Take your time
No pressure. Ask anything you like. If it's not for you, just say so.
No surprises
Just one person to talk to
Your request goes to one licensed agent. Not a call center. Not a list. You choose if they text or call first, and what time works for you.
- The same person from start to finish
- Text or call, at a time that suits you
- Text STOP and they'll stop
Your request, at a glance
Example. You choose these in the quiz.
Questions about final expense
What is final expense insurance?
A small life insurance policy that pays for a funeral and final bills, so your family doesn't have to.
Who is it for?
Mostly people in their 50s, 60s and 70s. Age limits depend on the insurance company. Your agent will tell you what you can get.
How much coverage do people get?
Most people choose enough for a funeral and a few bills. Your agent will help you pick an amount that fits your budget.
Will I need a medical exam?
Usually not. Most policies just ask a few health questions. Some have a waiting period before they pay out in full. Your agent will tell you up front.
Will the price go up as I get older?
On many policies, no. The price stays the same for life. Your agent will check for the policy you pick.
Will I get lots of calls?
No. We send your details to one agent only. You choose text or call, and when. Text STOP anytime.
Are you an insurance company?
No. We're a free service. We put you in touch with one licensed agent who can give you a price and help you buy a policy.
Does it cost anything to use Koala Coverage?
No, it's free. The agent pays us, not you.
A few minutes today.
One less worry for your family.
Free · Takes about a minute · Just one agent